Sam and Theo - friends for 30 years - were in a North London pub when Theo got stung with a late payment charge.

And for what? The same tired rewards. The same overpriced flights. The same vouchers nudging us to spend at bloated corporates.

Watered-down rubbish.

Meanwhile, every other reward scheme was a headache - QR codes, paper stamp cards, endless logins just to earn a coffee.

There had to be a better way.

So we built one.

Buzz makes rewards simple - for real people and real businesses, not just the big guys.

No faff. No fluff. Just better rewards, built for you.

Welcome to Buzz.